July 18, 2017
NEED A HOME....?
March 20, 2017
Fishing for a NEW HOME...Let me HOOK you UP
Terri Stephens 403.827.4663 CIR REALTY
LOCAL BUSINESS OWNER ... AIRDRIE RESIDENT
March 20, 2017
Call for your Evaluation
Put my 20 Year Airdrie Resident experience to work for you. Full Time Realtor since 2003
Voted By Airdrie Citizens several years in a ROW as their TOP PICK
December 5, 2015
Here in my Hat all ready for the Holidays....shopping has started and gift wrapping will commence.
I open my HEART to those in need and lend a hand where needed indeed.
Wishing All the folks I know a Happy Holiday and those I don't know personally - a Random Act of Kindess goes a long way ..... even the smallest of KIND will be returned to you in some way.
April 28, 2015
SPRING has Arrived
January 22, 2015
BUYERS under $350,000.00
Recenlty I have buyers "first timer buyers" to "move up"
Its been a very busy market for any homes under the
$350,000.00 price range - and I've shown all of them.
Still what amazes me is some of the condition of the
homes.... buyers are still very selective and if the home
doesn't show well. They move onto the next one.
My point...no matter what price range your home is listed in.... you have to
have a clean, clutter, and smell free home to sell.
Welcome to our Home...can take on a whole new meaning...when buyers are running out the door.
January 22, 2015
A Word of Thanks
Over the Holidays I recieved a very lovely card from a past client. Her warms words of thanks and appreciation just set my thoughts to warmth. What the season was all about. She has settled in her condo with her beloved companion "Princess" a warm and fuzzy little dog. I so enjoy hearing from a client.
March 5, 2014
Local Airdrie Suppliers
Airdrie Home Furnishings
Has offered an exclusive
Pricing for my Clients
A Certificate gives you access to the Airdrie Home Furnishings Contract/Builder Program, where you will receive personalized pricing and service on any of their in stock or custom order Home Furnishings.
I am a proud supporter of Local Airdrie Businesses
February 24, 2014
Crystals are used for personal use, and around your home. All crystals have a meaning and usage - its a good idea to consult with someone or use a guide book.
Selenite has been used for lower back pain or joint problems.
Auralite 23 - a newly discovered crystal in (Canada) offer calming properties and great for working with your chakras.
Quartz crystals are great to have around - and help protect you from negative energy.
More About Crystals
Add clear quartz crystals to promote clarity in communication.
Place a crystal cluster by your computer to balance out the energies and protect you from high electromagnetic fields.
Large crystals should not be placed in the North and South areas of your home. Lastly, do not forget to cleanse your feng shui crystals.
Using any cyrstal...
June 3, 2013
Ways to Repel Household Pests
Ways To Repel Household Pests
Looking to repel or prevent pesky pests from making their way into your home this summer?
Here's an easy, inexpensive way to round up the ants that begin to invade your house each summer.
What You'll Need:
3 cups (750 ml) water
1 cup (220 g) sugar
4 teaspoons borax
3 clean 250 g screw-top jars
Old-style beer-can opener (that cuts V-notches)
What To Do:
1. In a jug, mix the water, sugar and borax together. Loosely pack the jars half-full of cotton balls and saturate the balls with the solution.
2. Pierce jar lids with the can opener, making 2 or 3 holes just large enough to admit ants.
3. Place the baited jars where ants are active, but make sure jars are out of the reach of pets and children. Attracted by the lethal sugar and boric acid...
March 8, 2013
PRICED TO SELL QUICKLY!! This beautifully designed executive home is a steal at this price as it needs a little TLC. Not a penny was spared: This house has every upgrade imaginable. The main floor offers 9 ft ceilings, tons of huge windows, fabulous porcelain tile & maple hardwood flooring, a high efficiency wood burning fireplace, upgraded maple cabinetry, granite countertops and high end stainless appliances. The upper floor includes a bonus room with built in custom office cabinetry, a laundry room and 3 bedrooms including an amazing master suite! The master walk in closet features custom built-ins and an ensuite that must be seen to be appreciated! The fully developed walkout basement has 9 ft ceilings, a full bath and super large windows. This house has it all including sunny south...
March 7, 2013
Seeing the Forest
For years, Canadian forestry producers have been hit
by a stream of bad news. A strong Canadian dollar,
trade disputes with the Americans over softwood
lumber, mountain pine beetles and forest fires were
unrelenting challenges for the industry, reducing
production and profitability. It also resulted in a good
deal of downsizing and closing older, less efficient
mills. But in 2012, prices for lumber and panelboard in
North America started to rise, lifted by the slow-butsteady
recovery in U.S. homebuilding.
January 31, 2013
Generations X and Y Will Prove They Believe
Generations X and Y Will Prove They Believe in Homeownership
Contrary to what many have hypothesized over the last few years, young adults (18-35 year olds) are just as committed to homeownership as previous generations. Recent studies have shown:
- 43% already own a home
- 72% see homeownership as part of their personal American Dream
- 93% of those currently renting plan to buy a home
This, along with the increase in household formations mentioned above, makes us believe that 2013 will be the year that many of these young adults will jump into homeownership
January 15, 2013
Fastest Growth in Households
Categories:census, population, fastest growing cities, Calgary Homes, Calgary condos, Airdrie condos
January 3, 2013
What to Expect with a Foreclosure Property
Unfortuately there are many foreclosures properties in Calgary…
While you can buy some foreclosure real estate at below-market prices, it also brings a unique set of circumstances that you may not encounter in a more typical home buying scenario.
Many markets saturated with foreclosed properties, more prospective homebuyers are taking a closer look at these types of properties than ever before. Purchasing a foreclosure isn't just a simple matter of scoring a dirt-cheap bargain, however. What should you worry about--or not--when buying a foreclosed property?
Foreclosures being sold by banks have long been an attractive opportunity for real estate investors. But today many consumers are purchasing them as primary residences.
The big attraction of purchasing a foreclosure is the expectation...
December 30, 2012
Analysts predict mortgage trends
The coming year will see a rise in mortgage rate comparison websites, variable-rate mortgage discounts and non-prime lending, according to The Globe and Mail.
Highlighting likely real estate industry trends for 2013, the newspaper’s Robert McLister predicts that, among other things, the proliferation of digital media will result in more popularity for mortgage rate comparison websites.
Meanwhile, McLister also forecasts that variable-rate mortgages will increase in popularity due to steeper discounts.
Finally, McLister predicts that tighter mortgage restrictions will lead to more borrowers taking out loans from higher-cost non-prime lenders.
“Those borrowers include the self-employed, property investors and anyone who needs secondary financing or refinancing above 80 per cent lo...
December 19, 2012
Alberta Leads in Resales
Alberta leads in resales
The province of Alberta will lead the country in resales during both 2012 and 2013, according to the Canadian Real Estate Association.
Data from the organization shows that Alberta will end this year with a 13.1 percent increase in resales compared to last year, with 60,800 sales. Alberta is projected to lead in 2013 with a growth of 1.3 percent, reaching 61,600 sales.
Calgary mortgages helped Alberta take the lead, with 1,831 home sales in the region during November. This marks a 10.6 percent increase from the same time last year. In the province as a whole, sales increased by 3.2 percent during November, reaching 4,034.
“National sales activity has remained fairly steady at lower levels since mortgage rules were changed earlier this year,...
December 18, 2012
Highlighting the State of Housing
Categories:homes in airdrie
Among the highlights in the 2012 Observer:
- The recently introduced Canadian Covered Bond Legal Framework, which will support financial stability by facilitating diversified funding for lenders and strengthening the robustness of the Canadian covered bonds market;
- Annual housing starts and the average mortgage payment as a percentage of personal disposable income per worker are both close to their long-term averages, while debt-service ratios are below or near their long-term averages;
- Most mortgage holders have substantial equity in their homes, while the percentage of residential mortgages three months or more in arrears has been declining;
- Housing designed with flexibility in mind is better able to adapt to meet the needs of an aging population and accommodate the accessibility and other needs...
December 17, 2012
Credit Score - Beacon Score what is it?
A summary of factors that affect your credit score:
The BEACON score is calculated based on the information contained in your Equifax credit history. While knowing your actual score is a good start, understanding the key factors affecting your BEACON score is much more important. These factors will provide you direction on how you can increase or maintain your BEACON score over time.
The negative factors listed below are reasons why your BEACON score might not be very high. Your focus on these factors will help you to raise your BEACON score over time. These negative factors are provided in order of impact to your score, the first factor listed indicates where you stand to gain the most points over time and so on.
You have recently been seeking credit as reflected by the number of inquiries...
December 11, 2012
Condos, Foreclosures and More
Categories:Airdrie condos, condos, foreclosures
While on Realtor Tour today - Dec. 11, 2012
I saw a great home that boast a fully developed lower level, plus bonus room and 3 bedrooms up. Total of 4 bedrooms and 4 bathrooms.
Fully fenced yard, and rear deck with dog run area. Home has been taken care of for a foreclosure. $411K - In Cooper's Crossing
With a quick possession - and negotiable price...this home can be yours - or a great revenue property - that could rent out for atleast $1800 plus a month.
I also found a few condos - townhouses in Airdrie that might appeal to a few folks. Affordable living with easy care. Condo fees cover the exterior maintenance - if you don't want the yard work.
I also saw a recently renovated older home - kitchen has been renovated very nicely. House is a bit...